SR22 Auto Insurance Quotes: What You Need to Know

What is an SR22?

An SR22 is a certificate that proves you have the minimum auto insurance coverage required by your state. It's typically used for high-risk drivers who have had their license suspended or revoked due to a DUI, reckless driving, or other serious traffic violations.

In most states, an SR22 is only required for a certain period of time, usually 3 years, after which it can be removed from your record once you've maintained continuous coverage. However, the exact requirements vary by state and jurisdiction.

Why Do I Need SR22 Insurance?

If you've had your license suspended or revoked due to a serious traffic violation, an SR22 is often required as part of the reinstatement process. This ensures that you have adequate insurance coverage before your license can be restored.

In some cases, an SR22 may also be required if you're caught driving without insurance or if you've accumulated too many points on your license due to accidents or other violations.

How Do I Get SR22 Insurance?

To get an SR22, you'll need to contact your insurance provider or purchase a new policy that meets the minimum coverage requirements in your state. This can usually be done online or over the phone.

Keep in mind that SR22 insurance is typically more expensive than regular auto insurance due to the higher risk associated with high-risk drivers.